Mascoma Technologies Announces Stratum, Transformational Infrastructure to Modernize Banking Ecosystems

LEBANON, N.H.–(BUSINESS WIRE)–Mascoma Technologies today announces the release of Stratum, a Software-as-a-Service (SaaS) platform that gives financial institutions real choice in how they build and evolve their technology environments. Purpose-built by bankers for bankers, Stratum empowers financial institutions (FIs) to standardize and synchronize data, run legacy and next-gen systems in parallel, and create connected ecosystems to meet customers’ needs.


“At a time when many banks are frustrated by the limitations of legacy platforms, Stratum changes the game,” said Dan McGee, Chief Operating Officer of Mascoma Technologies. “This platform doesn’t ask FIs to start over, it lets them move forward. Stratum is flexible, scalable, and easy to implement because no institution should be forced to choose between status quo and a complete overhaul.”

Stratum’s intelligent data hub enables seamless, bi-directional data flow across platforms. FIs can operate multiple cores without impacting customer experience, access a single source of truth, and deliver real-time data for better service and financial insight. Built to support phased modernization and avoid disruptive core conversions, Stratum is modern, agile, and AI ready, designed for evolution, not upheaval.

Stratum’s first use case was to solve a real problem, Mascoma Bank’s outdated technology was holding back innovation. Mascoma Bank, a $2.9B community bank serving Northern New England since 1899, quickly realized this was not just a local issue; it was industry wide. So, they made the bold move to develop a solution themselves, bringing together bankers and technologists. The result: a platform that’s now changing how banks across the country think about modernization.

Mascoma Technologies, a subsidiary of Mascoma Bank, has moved beyond its initial deployment phase. Stratum is now live, proven in production, and engineered to scale across financial institutions of all sizes. As part of its commercialization, the platform transitioned from the bank’s internal infrastructure to the subsidiary’s standalone environment. This required rerouting vendor traffic, including critical systems like digital banking. Traditionally, such a migration would involve planned downtime. However, Stratum’s architecture enabled both environments to run in parallel, ensuring uninterrupted access for customers. This zero-downtime transition highlights not only the platform’s resilience but also Mascoma Technologies’ commitment to supporting financial institutions through seamless modernization.

Mascoma Technologies has secured partnerships with LoanPro and Thought Machine, demonstrating the platform’s ability to integrate with leading Fintech solution providers. “As we evaluated the market to help our customers connect LoanPro to their core banking software, Stratum was the obvious choice. Having direct experience as a financial institution, they understand the struggles that our customers face and have solved the problem firsthand,” said Colton Pond, Chief Marketing Officer at LoanPro.

About Mascoma Technologies

Mascoma Technologies delivers transformational banking infrastructure, developed by bankers who’ve lived the challenge. Its flagship platform, Stratum, bridges legacy and next-gen systems with real-time data unification, allowing financial institutions to innovate without disruption. Mascoma Technologies is a subsidiary of Mascoma Bank. Learn more at mascomatechnologies.io.

Contacts

Carly Cowan

Director, GTM Strategy & Client Experience

Mascoma Technologies

602.562.2750

carly.cowan@mascomatechnologies.io

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